Pensions tax
Glossary of pensions terms
Confused about a pensions term? Use our searchable glossary to find out what it means. You can also view the full list of terms and definitions here.
Additional pensions advice
Learn about the various ways to increase your pension. Read our guidance on additional purchases and more.
Navigating the pension scheme is challenging, and certain conditions can depend on the type of doctor you are. Check our guidance and be fully informed.
Taking any extended leave or absence can have an affect on your pension. Check our guidance and be fully informed.
Make sure you and your loved ones are informed about lump sums, taxable benefits and more.
There are a few options available each with different benefits. Read our guidance to learn more about them.
The 2015 scheme differs from the 1995 and 2008 sections, which give a final salary pension. Find out more about this scheme.
Find information on your rights and benefits if you are a member of an alternative pension scheme.
Find the right tool for calculating your pension
- HMRC calculator for reassessing the remedy period AA and LTA position
- NHSBSA Partial Retirement calculator
- NHSBSA Pension commutation calculator (to see impact on annual pension benefits of accessing a lump sum on retirement)
- SPPA Remedy modeller
- SPPA Partial Retirement calculator
- SPPA benefits calculator including lump sum commutation calculator
- HSC calculators covering various scenarios
- USS benefits calculators
- Civil Service pension scheme calculators
- Armed Forces Pension scheme calculator
- MOD Armed Forces Pension Calculator
- Local Government Pension scheme calculators
- Check if you can apply for a Transitional tax free amount certificate (GOV.UK)
The BMA pensions department
We can give you guidance and represent your interests in relation to your pension.
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