Independent financial advice

Whether you're seeking guidance on your savings and investments, or mortgage or you're starting to think about retirement, our financial experts Chase de Vere Medical can help.

Location: UK
Audience: All doctors
Updated: Monday 19 August 2024
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Chase de Vere Medical is one of the UK's leading firms of independent financial specialists and has a dedicated team of advisers who, with their in depth knowledge of doctors' finances and the NHS, will offer you sound advice specific to your individual circumstances.

 

What can Chase de Vere Medical do for me?

Mortgages

Chase de Vere understand the complexities of doctors' finances, which can make navigating the mortgage market challenging. Whether you're buying your first home, remortgaging, or purchasing additional properties, they can assist.

They offer:

  • tailored advice and recommendations to find the most suitable mortgage for your specific needs, with no fees for their mortgage advice.
  • access to the entire market, including deals not available directly to the public.
  • complete handling of paperwork and communication with lenders, ensuring a stress-free mortgage process.

Additionally, they provide complimentary home buyers protection insurance when you arrange your mortgage through them.

Retirement planning

Chase de Vere's advisers will guide you through the process, making sure you’re fully aware of the choices available to you.

They will help you to:

  • understand how to utilise your financial resources to achieve your goals
  • keep your retirement income plan on track throughout your retirement
  • plan for other eventualities.
Savings and investments advice

Chase de Vere can help you to fully understand the many tax-saving allowances and financial planning methods available to you and make sure you're getting the best possible returns.

They will assist you with:

  • developing an investment plan based on robust investment principles
  • putting your investment plan into action
  • staying on track by monitoring and reviewing your plan.
Life and income protection

Chase de Vere has a detailed understanding of your occupational entitlements and a wider knowledge of the protection market.

They can help build a robust plan and advise you on:

  • the types and levels of protection needed for your financial position
  • keeping your protection plans on track and adapting it as your circumstances change
  • the wider market, making sure you get the best quality, competitive cover.
Pension advice

With their expert knowledge of the NHS, Chase de Vere can give you individual advice and personal recommendations to help you get the most out of your NHS pension and other pension plans.

They will advise you on:

  • establishing your current position and forecast potential future benefits
  • navigating the tax implications of exceeding pension contribution limits
  • considering other types of investments to save and prepare for retirement.
The McCloud judgement and your RPSS statement

Millions of public sector workers are affected by the McCloud judgement. Chase de Vere Medical can help you with
useful tips and information about: 

- the background to the McCloud judgement
- the Government’s solution to remedy unlawful age discrimination
- action you may need to take if you receive a remediable pensions savings statement (RPSS) 
- what this could mean for you and your NHS Pension.

You can find out more on the Chase de Vere Medical website.

Important note about your financial plans

The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

About the service

  • Complimentary initial financial consultations.
  • Complimentary personal finance seminars.
  • Discounted life and critical illness insurance.
  • Fee-free mortgage advice and home buyers protection insurance worth up to £1,050 if a mortgage is arranged through Chase de Vere Medical.
  • Discounts available to BMA Members on NHS Pension analysis reports.
  • Useful guides and financial news.
Our relationship with Chase de Vere Medical

The BMA offers support and guidance on a wide variety of financial issues affecting doctors including pensions and tax, provided by our expert staff, in addition to our lobbying activity on related government policies. This support includes guidance and tools on our website and information provided by our specialist teams.

As the BMA is not regulated to provide financial advice, we have a partnership with Chase de Vere Medical, who specialise in independent financial advice to the medical profession.

Although we do encourage our members to seek independent financial advice to ensure they are fully informed before making any decisions on their finances, BMA members are under no obligation to use the services of Chase de Vere Medical. Members need to be sure that the services provided by Chase de Vere Medical, or any other financial adviser, meet their specific needs.

As part of our agreement, BMA members receive a complimentary initial consultation with Chase de Vere Medical before taking up their services, for which there is no charge. Chase de Vere Medical also arrange a number of complimentary events for members across the UK.

The BMA receives a percentage of any paid for financial advice that members receive from Chase de Vere Medical. This does not impact on the charges set by Chase de Vere Medical, and all income received from the BMA is reinvested into our member services.

Find out more

Find out more about what Chase de Vere Medical can do for you.

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Disclaimer

Chase de Vere Medical FCA no. 137914.
Your home may be repossessed if you do not keep up repayments on your mortgage. Levels and bases of, and relief from taxation are subject to change.
The value of your investment can go down as well as up and you may not get back the full amount you invested.
The Financial Conduct Authority does not regulate taxation advice, estate planning, inheritance tax planning, cash flow modelling, wills or trusts.
The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change. You should seek advice to understand your options at retirement.