Understanding your payslip - junior doctors on the 2002 contract

Avoid the nasty surprise of getting underpaid by making sure your tax and pay details are correct from the beginning of your new job. Check your payslip.
Location: UK
Audience: Junior doctors
Updated: Wednesday 11 March 2020
Wallet and notes illustration

To ensure that you are paid correctly, make sure you check all the key details below with your payroll department when you commence your new job.

The easiest way to make sure your pay will be correct from the very first month is to send a photocopy of your most recent payslip from your old job to your new payroll department.

 

The basics to look out for

  • Make sure you have been put on the correct salary pay scale.
  • Make sure your employer places you on the correct incremental point within your salary scale.

    Each year you move from one pay point to the next within the same salary grade (reflecting the automatic increase in salary accrued with each additional year you work for the NHS).

  • Your tax code - the code is issued by HMRC to your employer, so that the correct amount of income tax is deducted each month from your salary.
  • Your pay banding - if you are working less than full time, it is especially important for you to make sure that your pay banding has been calculated correctly.

 

Payslip examples

Our payslip examples provide a snapshot of your payslip and take you through each area in detail, highlighting sections to consider and links to find current pay scales.

The rest of your payslip explained

Term used on payslip Explanation
Basic salary Your basic salary is your grade and how many years service you have.
Incremental date This is the point in the year when you move from one pay point to the next within the same grade. If you take up a post in a new grade, this may be reset.
Superannuation This is your contribution to the NHS pension scheme, calculated on just your basic salary.
National Insurance number Your national insurance contribution depends on what you earn and whether you're employed or self-employed.

If you change employer

When you move employers, it is extremely helpful if you provide the new payroll department with:

  • a copy of your most recent (correct) payslip (this will help ensure your new employer places you on the correct pay scale and incremental point)
  • your tax code and National Insurance number
  • once you receive your staff transfer certificate from your old employer you should forward this to your new employer.

 

If you think you are being paid incorrectly

If you have trouble understanding your payslip, or feel you are being paid incorrectly the first step is to contact your employer's payroll department.

When you contact them, try to have as much information with you as possible:

  • staff pay number
  • current tax code
  • National Insurance number
  • date you started working for the NHS (this can sometimes help with incremental point problems)
  • date you started working for that employer or transfer certificate if it is available.

If you remain concerned that your pay is incorrect then call a BMA adviser on 0300 123 1233. They will be able to help you understand your pay and how to get it corrected.

Need help? For 24/7 emergency COVID advice you can contact us using the details below. For all other non-emergency enquiries normal opening times apply.