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Rising indemnity costs are a significant concern for GPs in whatever capacity they work. There are repeated calls for crown indemnity to be put in place as the solution. GPC UK understands these concerns and the call for crown indemnity but in our opinion this is not the solution.
What would NHS Litigation Authority cover not provide?
Why does cost of cover vary so significantly?
Why are costs rising?
What are the options for me as an individual?
What is the solution?
GPC UK has developed a position paper for NHS England and held a summit - we continue to work hard on finding affordable solutions.
Charlotte Jones is chair of GPC Wales and a member of UK exec team with lead responsibility for urgent unscheduled care
the current situation is not sustainable, 13% of my salary disappears in indemnity now compared to 7 % five years ago, and with my employers, ie partners so far deciding not to share the part of this years uplift for indemnity with their salaried GP ie keep the additional uplift for their own profit, the GPC is not active decisively enough for GPs. As usual salaried GP are not considered , probably as most of the GPC are partners and therefore biased. indemnity fee increases is the largest part of pay cut in the last years along with escalating pension contributions for the same benefits. come on GPC be more proactive
I retired with an Indemnity payment of £9300 PA MDU 9 sessions per week at the age of 58.5 15 months ago. The first thing the MDU did was increase my rates. If I wanted to do locums then it would cost me £19,000 for 9 sessions and £27,000 if I did OOH and walkin centres. Have I suddenly become 2 and 3 times more dangerous than when I was a GP. No I don't think so. So either the MDO's are extracting the urine and making undue profits or they are incompetent and do not know how to rate risk and are coming up with outrageous figures to make sure they are covered. What seems even more out rageous is that to do a low number of sessions per week are heavily weighted against. I session a week is £3,500 locum and £5000 OHH and 2 sessions a week is £5000 locum and £7500 OOH. As an elderly GP I have 35 years of experience and the hairs on the back of my meck are tuned and twitch if necessarily. The GP practices need people like us in the locum pool. It is uneconomic at the moment. And I had had confirmed by the RCGP that if you do not work as a GP on the providor list because of economics. for 1 year, you are struck off and there is no way back onto the providor list. You have 1 in 12 GP vacancies. This indemnity problem needs sorting very urgently or many of us will be prevented from helping you by the outrageous indemnity costs and the 1 year rule. Please act quickly or your situation with become rapidly and inexcorably worse
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