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  • Fear of pensions tax charges cause LCEA applicants to drop

    • 10 Oct 2019
    You will no doubt be aware that the current system of punitive pensions taxation is forcing consultants to reduce the hours they work for the NHS. However, this is not the only detrimental effect of these ill-conceived pension tax policies. Consultants are shying away from taking on managerial roles and reducing their education and teaching commitments. Furthermore, for many consultants the incentive to strive for excellence...
  • ‘That’s not fair!’ Help us fix it – get involved with the BMA’s consultants committee

    As a little girl, my parents despaired of my continual cries of ‘It’s not fair’. And while I rarely stamp my feet now, I still feel this way at the position consultants frequently find themselves in as they try to do their best to care for patients. From covering rota gaps, working unpaid hours to keep our service safe, having our financial reward snatched away by the pensions crisis, threats to our...
  • Pension taxation reform – a necessity for the NHS – not an optional extra

    • 10 Oct 2019
    It should come as no surprise that the BMA is relentlessly campaigning for urgent changes to pension taxation polices to ensure doctors are not dissuaded from covering additional shifts or encouraged to retire early because of perverse pension taxation penalties. The BMA is pushing this issue both to support doctors but also to protect our patients. We know that, if doctors are forced to turn down additional shifts...
  • The complex world of pension tax charges and what we can do about it

    • 9 Oct 2019
    I’d assumed that as I remain young (in my head at least), I wouldn’t need to think about my pension for quite a while – after all, I’ve only been paying in since 2000 and, despite the changes to the scheme in 2015, everything has been quite straightforward. I mean, it’s career averaged but only on my associate specialist salary, and the years I’ve accrued on the 1995 scheme would...
  • BMA Goldstone Pensions Modeller launched for SAS doctors

    • 25 Sep 2019
    As you will be all too aware, doctors across the NHS are being handed unexpected additional bills resulting from pensions tax charges. These Annual and Lifetime Allowance taxation rules are leading some of our most experienced doctors to retire, reduce their workload and stop covering vacancies. In August, the BMA revealed the extent of the problem facing doctors and the NHS with a survey of GP and hospital members...