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The full gravity of the Government's recent change to the annual pension savings allowance may soon hit home for many doctors.
In early October, those who have paid more into their pension(s) than the allowance permits may well have received unwelcome news from the NHS Pension Agency, confirming they have a tax liability.
No word from the NHS Agency does not mean no tax issue.
The Agency only knows about your NHS earnings and not your private earnings, from private practice or from investments or rental property say. Now that the annual allowance is tapered based on your total taxable earnings, you may well have a problem.
The onus is on you to find out.
We can help.
Join us from 6.30pm on Thursday 1st February 2018, at The Education Centre, Tunbridge Wells Hospital, TN2 4QJ.
Over sixty minutes we will explain what has changed and how to work out if you are affected. We will talk over the options available to those who breach the allowance; and show you different ways to manage your pension contributions in the future.
We will look at how you could minimise and potentially avoid the annual allowance tax charge altogether.
There will also be a consideration of another pensions taxation aspect - the lifetime allowance. We will review what this is, what this means for you and what can be done to mitigate its impact.
You'll also be able to ask the presenters any questions that you have on these important topics.
Date: 1st February 2018
Venue: The Education Centre, Tunbridge Wells Hospital, Pembury, TN2 4QJ
6.30pm - 7.00pm, welcome and refreshments;
7.00pm- 8.00pm, Finances and taxation presentation
8.00pm to 8.30pm, questions
8.30pm - 9.00pm, The Future of Maidstone and Tunbridge Wells Division, Elections for officers, ARM representatives, ARM motions
Chase de Vere Independent Financial Advisers
The only independent financial advisers endorsed by the British Medical Association. Chase de Vere has a team of specialist advisers, dedicated to working with medical professionals, and has helped more than 12,000 doctors to achieve their financial goals. http://www.chasedevere.co.uk/
Maidstone and Tunbridge Wells Division
The BMA is split into 179 divisions. Divisions provide an opportunity for members to discuss issues that impact on all branches of practice and to debate local matters with other members in the area. They also provide an important link to the South East Regional Council and are an integral part of our policy setting function.
The Maidstone and Tunbridge Wells Division has been an active division for many years, representing members in the area but now faces extinction due to a lack of volunteers. This meeting will be the final attempt to keep the Division going and will require two or three willing volunteers in order to continue. With officers in post elections can be conducted to attend the BMAs Annual Representative Meeting in Brighton and any motions can be considered to be put forward for debate at that meeting.
If you are interested in standing for an officer post and would like more info please contact the BMA South East Regional Co-ordinator: Hugh Townsend [email protected]
The seminar is open to members and non-members and free to attend.
The Division meeting is open to members living or working in the Maidstone and Tunbridge Wells area.
Places are limited and we expect demand to be high so register your attendance now to avoid disappointment.
Register your place by emailing Denise Kanetti [email protected]
The Financial Conduct Authority does not regulate tax advice