If you continue without changing your settings, we’ll assume you’re happy to receive all cookies from the BMA website. Find out more about cookies
When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalised web experience.
Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms.
You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.
These cookies are required
These cookies allow us to know which pages are the most and least popular and see how visitors move around the site. All information we collect is anonymous unless you actively provide personal information to us.
If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.
These cookies allow a website to remember choices you make (such as your user name, language or the region you're in) and tailor the website to provide enhanced features and content for you.
For example, they can be used to remember certain log-in details, changes you've made to text size, font and other parts of pages that you can customise. They may also be used to provide services you've asked for such as watching a video or commenting on a blog. These cookies may be used to ensure that all our services and communications are relevant to you. The information these cookies collect cannot track your browsing activity on other websites.
Without these cookies, a website cannot remember choices you've previously made or personalise your browsing experience meaning you would have to reset these for every visit. In addition, some functionality may not be available if this category is switched off.
Our websites sometimes integrate with other companies’ sites. For example, we integrate with social networking sites such as Twitter and Facebook, to make it easier for you to share what you have read. These sites place their own cookies on your browser as a result of us including their icons and ‘like’ or ‘share’ buttons on our sites.
Payslips can be very confusing, especially as a junior doctor as you move from rota to rota and between health boards. Whilst we would notice if we didn’t receive our pay every month, very few people regularly check their payslips. With something as important as pay, it’s a good idea to know what to look out for.
Below is an example of a payslip:
We will now look at the main areas to familiarise yourself with:
1. These boxes contain your job title and ensure you are on the correct point of the pay scale. You are able to access the current scales on the following website-
You will see on the above link that there is a point 00 on the pay scale (this is known as the minimum point) which is where you will be placed if you do not have any previous NHS service that enables you to be placed at a higher point. Generally, when you change grade,(e.g. from the F2 to StR) you are placed at the next highest point on the new scale to ensure your basic pay does not decrease.
Further information on banding and working out if you’re in the correct band is available in the Junior Doctors Handbook https://www.bma.org.uk/advice/employment/contracts/juniors-contracts/juniors-handbook but this is a complex area, so we would advise you to contact us if you have any queries.
Important to note: if you are a flexible trainee, your basic pay is a proportion of full-time pay, and not based on your training percentage.
You will notice that next to your job title, there is a code comprised of two letters and two numbers. This code informs you which payscale is applicable to your role- ie MN37 Specialty Registrar.
2. The highlighted section represents your tax code and your NI letter and number. It’s important to ensure these are correct and more information can be found here-
3. This is your incremental date which reflects the point of the year where you progress from one pay point to another. This can sometimes be reset in error when you move to a new health board which can affect when you receive your annual pay increase - so it is important to regularly check this date remains the same. If your incremental date is wrong and you incur difficulty when speaking to payroll, check with Human Resources in your current Health Board to see if your ‘transfer certificate’ from your previous employer is correct- if not, you can use previous payslips as evidence of your correct incremental date and pay point.
4. In addition to the annual increase of salary in line with your increment date, there is an annual pay increase in line with the Doctors & Dentists Review Body (DDRB). This is usually carried out in April of each year but can take some months to be applied. This is yet another reason to make sure you regularly check your payslips to determine if the payments have been made. They will usually show as ‘Basic pay Arr’ and ‘Banding Arr’ which should account for arrears that is owed to you.
5. There will automatically be deductions to your gross pay for payments such as income tax or PAYE (Pay As You Earn), National Insurance and pension (unless you have opted out). For junior doctors, your pensions contribution is 7.1% of your basic salary (ie excluding banding). You may also find deductions such as student loan which can vary depending on your income.