Positive Covid-19 tests must not ‘disadvantage’ doctors’ life insurance applications, warns BMA

by BMA media team

Press release from the BMA media team

Location: UK
Published: Monday 15 June 2020

Responding to reports that some healthcare workers have had applications for insurance deferred on the basis of a positive Covid-19 antibody test, Dr Vishal Sharma, deputy chair of the BMA Consultants Committee said:
“We have written to the Association of British Insurers to seek urgent clarification on this issue. We are seeking to better understand the situation for healthcare workers wanting insurance policies in the current circumstances and ensure it does not impact our members.
“Some insurers may be cautious about providing policies to those with a recent Covid-19 infection, or to those who have been recently unwell with symptoms of the virus, wanting to make sure the applicant has fully recovered.
“However, the BMA believes that it is essential that staff with symptoms are able to seek an antigen swab test and that this should not result in any disadvantage compared to someone who has had symptoms of COVID but not undergone a test. In addition, the BMA believe that a positive antibody blood test - which indicates past rather than current infection in someone who has fully recovered - should not disadvantage people when making these applications."

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Notes to editors

The BMA is a trade union and professional association representing and negotiating on behalf of all doctors in the UK. A leading voice advocating for outstanding health care and a healthy population. An association providing members with excellent individual services and support throughout their lives.