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Pensions are a complex and changing issue for doctors. We offer comprehensive guidance on the 1995 and 2008 sections, and coverage of the 2015 NHS pension scheme.
NHS Pension Scheme FAQs covering the 1995, 2008 and 2015 sections of the scheme. Find the pension information you are looking for.
A new pension scheme was introduced on 1 April 2015. Approximately 75% of existing NHS employees and all new employees will have joined the new 2015 NHS Pension scheme.
Guidance for members of the 2015 NHS Pension Scheme who also have membership in the 1995 or 2008 sections of the Scheme
A partner nomination form (PN1) is no longer required in respect of claims for payment of survivor benefits to unmarried partners.
Answers to common pension queries about abatement including when it applies, what your pre-retirement pensionable NHS earnings are and other issues.
Answers to common queries about the ongoing added years contract for people in the 1995 section of the NHS pension scheme
Answers to questions on additional pension, what it costs, what the payment options are and how it is affected by leave or absence and other issues.
Answers to common pension queries on allocation - the ability to give up (allocate) part of your pension to provide a pension, payable after your death, to a dependant.
Answers to common pension queries on the annual allowance including how much it is, how to calculate it, where there are exemptions and other issues.
FAQs and guidance to help you understand your annual allowance pension statement
Answers to common pension questions on authorised absences or career breaks for doctors in secondary care
Brief guide to what you should do to keep your fixed protection if you have opted out of the NHS pension scheme when the auto-enrolment system started in October 2012
Latest announcement: NHS Pensions agrees to test late paid benefits against the Lifetime Allowance prevailing before 6 April 2016. Read the full details.
Attend one of our seminars to hear expert speakers give sound practical advice about many retirement issues.
The BMA Pensions Department is committed to providing an excellent service to BMA members. Get in touch with us if you need help and advice.